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29-Sep-2017 10:45

Dual Card You may receive a shorter introductory purchase period of 24 months and a shorter introductory balance transfer period of 10 months.

Your APR (18.9% or 22.9%) will be based on your individual circumstances.

Balance Transfer Card You may receive a shorter introductory balance transfer period (26 or 18 months) and a higher APR (21.9% or 24.9%) based on your individual circumstances.

Balance transfers must be made within three months of account opening.

If, for any reason, you feel you don't fully understand our credit cards or the commitment you will enter into by applying for one, it is advisable to take further time to consider your application or to discuss it with a family member or friend.

If you have any further questions about the credit card or require an explanation of any of the information provided, please call us on 08†, and we can answer any questions you may have that could help you with your decision.

If you already hold one of our credit cards and wish to make a balance transfer, call us on 03† and we can do this for you. If applicable, to benefit from the 0% interest period, this must be done within the first three months of taking out the credit card.

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Yes, a credit check will be completed to ensure that the card you've applied for is right for you.This offer is only available for the first 12 months of cover, thereafter, if you would like to renew the price for breakdown cover will depend on level you choose at the time of renewal.A letter will be sent to you towards the end of your 12 month offer period.If you have applied online and received an instant approval, you'll see confirmation of your credit limit on-screen.

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If you've applied via phone and received an instant approval, you'll be advised of your credit limit over the phone.

Contactless is a fast, easy and secure way to pay for goods and services under £30 without entering a PIN.

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